"Debt gives you the ability to look like you’re winning when you’re not."
- Dave Ramsey
Awareness
"Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this."
- Dave Ramsey
Balance
"Personal finance is only 20% head knowledge. It’s 80% behavior."
- Dave Ramsey
Self-awareness
"I believe that through knowledge and discipline, financial peace is possible for all of us."
- Dave Ramsey
Personal Growth
"Debt is normal. Be weird."
- Dave Ramsey
Motivation
"Christmas is doing a little something extra for someone."
- Charles M. Schulz
Generosity
"Every time we love, every time we give, it's Christmas."
- Dale Evans
Generosity
"Gifts of time and love are surely the basic ingredients of a truly merry Christmas."
- Peg Bracken
Generosity
"As we give presents at Christmas, we need to recognize that sharing our time and ourselves is such an important part of giving."
- Gordon B. Hinckley
Generosity
"For it is in giving that we receive."
- Francis of Assisi
Generosity