Dave Ramsey

"Debt gives you the ability to look like you’re winning when you’re not."

- Dave Ramsey

"Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this."

- Dave Ramsey

"Personal finance is only 20% head knowledge. It’s 80% behavior."

- Dave Ramsey

"I believe that through knowledge and discipline, financial peace is possible for all of us."

- Dave Ramsey

"Debt is normal. Be weird."

- Dave Ramsey

"Without accountability, there is no trust, and without trust, there is no leadership."

- Dave Ramsey

"If you as a leader allow people to halfway do their jobs and don’t demand excellence as a prerequisite to keeping their job, you will create a culture of mediocrity. If you allow people to misbehave, underachieve, have a bad attitude, gossip, and generally avoid excellence, please don’t expect to attract and keep good talent. Please don’t expect to have an incredible culture."

- Dave Ramsey

""You must gain control over your money or the lack of it will forever control you.""

- Dave Ramsey

"You must gain control over your money, or the lack of it will forever control you."

- Dave Ramsey

"Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make."

- Dave Ramsey

"Financial peace isn’t about having more stuff. It’s learning to live on less than you make."

- Dave Ramsey

"Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this."

- Dave Ramsey

"Children are sponges—they are going to absorb whatever is around them, so we need to be intentional about what surrounds them."

- Dave Ramsey

"Giving to those in need will bring more joy than money could ever buy."

- Dave Ramsey

""Giving to those in need will bring more joy than money could ever buy.""

- Dave Ramsey

"You must gain control over your money or the lack of it will forever control you."

- Dave Ramsey

"Financial peace isn’t the absence of money; it’s the absence of worry."

- Dave Ramsey

"A budget is telling your money where to go instead of wondering where it went."

- Dave Ramsey